Roy Warfield & Amanda Hermesman Blog

Posted on 11/01/2020
What Does It Really Cost to Sell a Residence?
Believe it or not, selling a home may prove to be expensive if you are not careful. However, if you understand the costs associated with selling a house, you can budget accordingly. Now, let's take a look at three expenses that home sellers commonly encounter. 1. Home Repairs Cracked siding, floor damage and other home issues are worrisome, particularly...
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Posted on 10/25/2020
How Your Credit Score Affects Your Monthly Payment
Image by Tierra Mallorca from Unsplash One of the most important things to check once you decide to start the home-buying process is your credit score. The three major credit bureaus keep track of how you pay for your credit and how much credit you have. Your score fluctuates, sometimes daily, depending on how much you owe and...
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Posted on 10/18/2020
Choosing the Right Property for Residential Development
Photo by Benjamin Balazs via Pixabay Buying land can be a tricky matter for many people, especially when they're first getting started. No matter how valuable a property may seem at the time, it may not take very long to realize there were more strings attached than you thought. But while there are a few red flags to...
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Posted on 10/11/2020
How to Set Goals for Real Estate Investing
Photo by F. Muhammad via Pixabay Whether you're about to sign on your first rental property or already possess a portfolio full of properties that are cash-flowing like crazy, you need this. Time to reframe your mindset, step above the minutiae, and get a panoramic view of the path you're choosing. Why Set Goals? It's easy to get...
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Posted on 10/04/2020
Things You Need to Consider Before You Attend an Open House
An open house enables a buyer to check out a residence in-person and determine if this home matches or exceeds his or her expectations. However, a buyer who fails to plan ahead for an open house may struggle to make the most of this opportunity. Ultimately, there are several things you need to consider before you attend an open...
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Posted on 09/27/2020
Pros & Cons of "Subject-to" Real Estate
Image by Gerd Altmann from Pixabay When you're considering buying real estate as an investment, it's a good idea to weigh the pros and cons. That's especially important with "subject-to" real estate, because there can be risks and rewards with this type of property that are different from traditional purchases. Here's what you should be considering, before you...
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Posted on 09/20/2020
Three Tips for Creating a Laundry Oasis
Image by Pixabay from Pexels What do you picture when someone says 'laundry'? Is it piles of dirty clothes, sock singles lost to some undisclosed dimension, a moldy smell and lost hours? Or is it shrugging on a warm shirt straight from the dryer, lemon scent and the zen of folding: a little pocket of peace and quiet...
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Posted on 09/13/2020
5 Ways to Improve Your Home's Curb Appeal
Image by Pexels from Pixabay You’re getting ready to put your house on the market and scurrying to make everything look perfect for potential buyers. While it’s important to focus on readying your home’s interior for viewing, remember not to neglect your exterior. According to some estimates, 81% of real estate agents believe curb appeal is one of...
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Posted on 09/06/2020
New Real Estate Laws in California for 2020
Photo by Paul Hanaoka on Unsplash Over the last year, Governor Newsom has signed in well over a thousand laws and many of them went into effect on January 1, 2020. Let's take a closer look at how the new laws that deal directly with real estate may affect you. New Laws That Effect Property Owner Landlords Many...
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Posted on 08/30/2020
Helping Someone Else Get a Mortgage Loan: Should You Cosign?
Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...
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Posted on 08/23/2020
Are You Prepared to Sell a Home?
When it comes to selling a house, it is important to prepare as much as you can. That way, you can identify potential home selling hurdles and overcome these issues before they escalate. Now, let's take a look at three tips to help you prep for the house selling journey. 1. Analyze All Areas of Your Home You might...
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Posted on 08/16/2020
Tips for Selling to Savvy Buyers
Image by wavebreakmedia from Shutterstock If you've owned your house for a long time and are putting it on the market, take time to consider how the buying and selling process has changed. Today’s buyers are both smart and cautious. They have access to more information than was possible a decade ago. Research shows that buyers begin shopping...
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