Original owners!! Welcome to the community of Lovina and The Village of Montecito in Otay Ranch! This captivating and exceptionally clean, smoke-free, and pet-free home features both modern amenities and architectural character in a highly desired location! Attached 2-car garage, an open floor plan that is great for entertaining, featuring a chefs kitchen with granite countertops, and stainless steel appliances that opens up to the family room and dining room. The second floor features a spacious main bedroom and en suite with tub and shower combo, double sinks and a large walk-in closet. There are also two additional bedrooms and another bathroom on the second floor. For your convenience, the laundry room is also located on the second floor. The third floor has a 4th bedroom along with a full bathroom and a large open loft with a storage closet that can easily be converted to a 5th bedroom, office/tech area or playroom. This home is kept with pride of ownership and is in immaculate condition! VA approved and located in the highly desirable area zoned for Olympian High School and Muraoka Elementary which is less than a 5min walk away with the construction of another new Elementary School within walking distance of home. Additionally, there are several other parks throughout the community with Meadow Park and Grove Park (Dec 2023) both being across the street from home. Low HOA that includes access to a community pool, spa, Montecito Club House, fitness center, event room, tennis court, basketball court, bike trails, playgrounds, BBQ areas, pest control, landscaping, & more!Original owners!! Welcome to the community of Lovina and The Village of Montecito in Otay Ranch! This captivating and exceptionally clean, smoke-free, and pet-free home features both modern amenities and architectural character in a highly desired location! Attached 2-car garage, an open floor plan that is great for entertaining, featuring a chefs kitchen with granite countertops, and stainless steel appliances that opens up to the family room and dining room. The second floor features a spacious main bedroom and en suite with tub and shower combo, double sinks and a large walk-in closet. There are also two additional bedrooms and another bathroom on the second floor. For your convenience, the laundry room is also located on the second floor. The third floor has a 4th bedroom along with a full bathroom and a large open loft with a storage closet that can easily be converted to a 5th bedroom, office/tech area or playroom. This home is kept with pride of ownership and is in immaculate condition! VA approved and located in the highly desirable area zoned for Olympian High School and Muraoka Elementary which is less than a 5min walk away with the construction of another new Elementary School within walking distance of home. Additionally, there are several other parks throughout the community with Meadow Park and Grove Park (Dec 2023) both being across the street from home. Low HOA that includes access to a community pool, spa, Montecito Club House, fitness center, event room, tennis court, basketball court, bike trails, playgrounds, BBQ areas, pest control, landscaping, & more! Within minutes from shopping, dining, and entertainment with easy access to both 805 and 125. Be prepared to be amazed!